Our portfolio design offers our clients true flexibility to include a combination of ETFs, stocks, mutual funds, bonds and integrated options. Each portfolio can be customized for each client’s risk tolerance and objectives. Portfolio management is governed by the modern portfolio theory, technical analysis, integrated options, and good-old common sense.
If you are preparing for retirement or already retired, one of the keys to a successful financial future is a solid plan that uses the right financial tools to grow your money. During retirement, a consistent cash flow you can count on is essential to maintaining your lifestyle. Whether it’s making a decision of when to take Social Security or identifying other investment sources to put your assets to work, we will help you address these issues.
We recognize the vast challenges that both large and small businesses face, like high taxes and providing employee benefits (401k and other retirement plans). We’ve developed strong relationships with an independent third party administrator (TPA) and actuarial firms. This allows us to customize retirement plans for business owners to save significant taxes and offer fiduciary services to assist 401k committees stay to compliant with regulations. We use both independent 401k-plan providers/administrators and insurance/investment base platform providers to keep expenses low and investment options open.
Each business has unique needs that arise through the business life cycle. Often, there are partners involved, and you may need to structure a buy/sell, protect yourself from the loss of a key man from disability/life, or create a plan for success. We help you identify the risk and consult to make sure you implement the right solutions.
Whether you are trying to protect your income for your family or wish to leave a legacy to heirs, we will develop a transfer strategy that ensures your wishes are met while minimizing potential issues surrounding wealth transfer. We also assist in asset consolidation to help simplify your financial situation. Whether you have your own team of CPAs and attorneys or you need a recommendation, we work hand-in-hand with other specialists to make sure the job gets done right.